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Application Disclosures The following disclosures contain important information regarding mortgage loan applications. Please view the information by clicking on the appropriate name. Disclosure 1 YEAR ARM 3/1 ARM 40 YR. NON CONV. 3/1 YEAR ARM 5/1 ARM 40 YR. NON CONV. 5/1 YEAR ARM 7-YR BALLOON DISCLOSURE AUTHORIZATION TO VERIFY SSN CONSUMER HANDBOOK ON ADJUSTABLE RATE MORTGAGE DEFINITION OF TRUTH-IN-LENDING TERMS EQUAL CREDIT OPPORTUNITY ACT NOTICES EQUAL HOUSING LENDER NOTICE FAIR CREDIT REPORTING ACT NOTICE FHA 1 YR ARM DISCLOSURE HMDA NOTICE HUD BOOKLET - SETTLEMENT COSTS AND HELPFUL INFORMATION HUD BOOKLET - SETTLEMENT COSTS AND HELPFUL INFORMATION (2010) NOTICE OF RIGHT TO RECEIVE COPY OF APPRAISAL REPORT VA 3/1 ARM DISCLOSURE Please note: Adobe Acrobat Reader is required to view the disclosures listed on this page. Click on the icon above if you need to install this software. If you have Acrobat Reader installed on your PC, but do not see a new window when you click on a disclosure link, please ensure that your browser is not configured to block pop-up windows. If you have popup blocking software installed on your PC, you may be required to enable popup windows in order to view the disclosures.

America First Federal Credit Union does business as (DBA) America First Credit Union and is federally insured by NCUA. We recommend an 800x600 display and the use of MSIE 5.5, Netscape 7.x or Opera 7.x with Macromedia's Flash Player installed. Copyright (c) 2010 Prime Alliance Solutions, Inc. All rights reserved. Privacy Policy We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.